LifeLock

You’re across town—away from your computer—when LifeLock sends you a fraud alert.† Someone is taking out a bank loan in your name. With a LifeLock® membership and the LifeLock app, you can take immediate action. If it’s not you getting that loan, use the app to tell us, and we go to work on your behalf.

The LifeLock app uses our proprietary technology, putting LifeLock’s identity theft protection services at your fingertips. We scan millions of transactions every second looking for potential fraud. And if we find your information used within our network, we will send you alerts to help proactively safeguard your credit and finances.†

LifeLock goes beyond credit monitoring to see a wide range of identity theft threats you might otherwise miss. An identity thief can commit crimes and open new cell phone accounts and take out payday loans in your name. Criminals even sell your personal information on the dark web. If we detect suspicious activity, we will alert† you.

Download the LifeLock app and manage fraud alerts† from the palm of your hand.

Not a LifeLock member? Use the app to sign up for identity theft protection today.

More than 4.4 million LifeLock members trust us to help protect their identities, finances and credit. It’s no wonder why. There’s a new victim of identity fraud every two seconds.1 Criminals can drain accounts, buy property, and file fraudulent tax returns in your name.

If you become a victim of an identity thief, a U.S.-Based Identity Restoration Agent dedicated to your case will work to fix the issue from start to finish. Plus, you’ll be backed by our Million Dollar Protection™ Package.†††

Depending on your membership level, you can monitor your bank, credit card, and retirement account activity—all from your LifeLock app.

LifeLock App Features

• With the mobile app, our patented LifeLock Identity Alert® System† will send alerts directly to your mobile device.

• You’ll be able to respond to possible fraud alerts† right away. If you tell us that any activity looks suspicious, our LifeLock Identity Protection Agents will be able to help you.

• Use in-app calling to get in touch with LifeLock Member Services.

• Easy access to credit information with your annual credit score, an essential part of credit protection. Ultimate Plus members see credit scores and reports from three credit bureaus and are able to track month-to-month changes to their credit information.

The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian and TransUnion, respectively. Any One-Bureau VantageScore mentioned is based on Equifax data only. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness.

About LifeLock

Since 2005, LifeLock has been a leading provider of proactive identity theft protection services for consumers. We leverage unique data, science and patented technology and provide identity threat detection, identity alerts†, and comprehensive restoration services. With more than 4.4 million members, we’re committed to providing our consumers some peace of mind amid the threat of identity theft.

No one can prevent all identity theft.

1 - 2017 Identity Fraud Study, Javelin Strategy & Research.

† LifeLock does not monitor all transactions at all businesses.

†††Million Dollar Protection Package benefits are provided by a Master Policy issued by United Specialty Insurance Company, Inc. (State National Insurance Company, Inc. for NY State members). The Master Policy provides coverage for Stolen Funds Reimbursement and Personal Expense Compensation, each with limits of up to $25,000 for Standard members, up to $100,000 for Advantage members and up to $1 million for Ultimate Plus members. If needed, LifeLock will provide lawyers and experts under the Service Guarantee. Please see the policy terms, conditions and exclusions at: LifeLock.com/legal

当LifeLock向您发送欺诈警报时，您就在镇上（远离计算机）。†某人以您的名义向银行贷款。有了LifeLock®成员资格和LifeLock应用程序，您可以立即采取行动。如果不是您获得贷款，请使用该应用告诉我们，我们将代表您开展工作。

LifeLock应用程序使用我们的专有技术，使LifeLock的身份盗窃保护服务触手可及。我们每秒扫描数百万笔交易，以寻找潜在的欺诈行为。并且，如果我们发现您的信息在我们的网络中使用，我们将向您发送警报，以帮助您积极维护您的信用和财务状况。†

LifeLock不仅可以进行信用监控，还可以查看您可能会错过的各种身份盗用威胁。身份窃贼可以犯罪，开设新的手机帐户，并以您的名义借入发薪日贷款。犯罪分子甚至在黑暗的网络上出售您的个人信息。如果我们检测到可疑活动，我们会提醒您。

下载LifeLock应用程序并从手掌管理欺诈警报†。

还不是LifeLock会员？使用该应用今天注册身份盗窃保护。

超过440万个LifeLock会员信任我们，以帮助保护他们的身份，财务和信用。难怪为什么。每两秒钟就有一个新的身份欺诈受害者。1犯罪分子可以用您的名字销毁帐户，购买财产并提交欺诈性的纳税申报单。

如果您成为身份盗用者的受害者，则专门针对您案件的美国身份恢复代理将从头到尾解决该问题。此外，我们将为您提供“百万美元保护计划”配套。†††

根据您的会员级别，您可以通过LifeLock应用程序监视银行，信用卡和退休帐户的活动。

LifeLock App功能

•通过移动应用程序，我们获得专利的LifeLock IdentityAlert®System†可以将警报直接发送到您的移动设备。

•您将能够立即响应可能的欺诈警报†。如果您告诉我们任何活动看起来可疑，我们的LifeLock Identity Protection代理将能够为您提供帮助。

•使用应用内通话与LifeLock会员服务联系。

•通过年度信用评分轻松访问信用信息，这是信用保护的重要组成部分。 Ultimate Plus会员可以查看来自三个征信机构的信用评分和报告，并且能够跟踪其信用信息的逐月变化。

所提供的信用分数是VantageScore 3.0信用分数，分别基于Equifax，Experian和TransUnion的数据。提及的任何One-Bureau VantageScore仅基于Equifax数据。第三方使用许多不同类型的信用评分，并且可能会使用不同类型的信用评分来评估您的信誉。

关于LifeLock

自2005年以来，LifeLock一直是为消费者提供主动身份盗用保护服务的领先提供商。我们利用独特的数据，科学技术和专利技术，并提供身份威胁检测，身份警报†和全面的恢复服务。在拥有超过440万会员的情况下，我们致力于在身份盗用的威胁下为我们的消费者带来安心。

没有人能阻止所有身份盗用。

1-2017身份欺诈研究，标枪策略与研究。

†LifeLock不会监视所有企业的所有交易。

†††百万美元保护一揽子福利是由美国联合专业保险公司（美国国家保险公司，纽约州会员）签发的总体保单提供的。主政策涵盖被盗资金的报销和个人费用补偿，标准成员的最高限额为25,000美元，优势成员的最高限额为100,000美元，Ultimate Plus成员的最高限额为100万美元。如果需要，LifeLock将根据服务保证为律师和专家提供服务。请参阅以下政策条款，条件和排除条款：LifeLock.com/legal